Car insurance is of great importance

Car insurance is of great importance

Set aside a little money to Insure your car, so your comforts and alacrity with roomates it does not want to be no longer unthinkable.
also with menyiskan your money for car insurance, your student to live frugally and choose what is important to your life.

Alertness of our play of things to be a part of this world, all the other activities and busyness we want to live normally would be easy to pass.

remember that life begins and ends when we are born we die, but between B and D there are letters C, where C it was our choice to live.
Whether we want to be safe or not is dependent on us.

you fear the picture above?

you have to think that car insurance is important?

imagine your car insurance as a major burden for life, but in fact are not, or you want to insure your car but you do not know which party provides the best insurance?
Here I will discuss the importance of insuring a car and choosing the best insurance provider to suit our needs.

tips on choosing a car from my insurance company is as follows:

Things to keep in mind that in choosing a car insurance company, then that should be considered in general are three factors: First, the financial strength (Security Insurance car). Second, the service (Service Insurance car)  And third, the cost (cost Insurance car).


• Financial Strength (Security Insurance car)

The financial strength of insurance related to the company's financial ability to fulfill its promise.
In assessing the financial strength of these there are several benchmarks that need to be considered.

Assets and liabilities. It can be seen from the consolidated balance sheet is published in the newspaper. See also, whether planted in the current investment or longterm. In terms of liability (ability to pay off liabilities) will look at the balance sheet, how the debts by reinsurers, how he fulfilled his obligation to pay claims, and so forth.

Indicators of net liabilities include equity (equity) divided by net premium (net premiums) of at least 50%. Own capital divided by gross premium (gross premium) at least 20%. Limit level of solvency, as seen from its own capital divided by net premiums of at least 10% and investment funds technical reserves divided by at least 100%.

• Service (Service Insurance car)

Services (service) is a reflection of the extent of human resources at the company's qualified or not qualified and professional, qualified insurance companies are examples of Prudential Insurance. Moreover, insurance companies are selling services, so excellent service is the key. For example, the extent to which the speed of service in both the policy issued by the Insurance Agent or Insurance Agents especially in the payment of compensation or claim. In addition, about Prudential Agent service can actually be felt by the customer. Is car insurance company has been absolutely the best services for its customers.

In this connection it should also be questioned, whether the insurance company insuring the car in reinsurance class safety. It can be seen from the annual reports of the car insurance agent. It is important to note, because if the company is not backed up by reinsurance, the company is likely to be speculative in receiving premiums.


• Cost (Cost insurance car)

The issue is how much the costs incurred by insurance companies in operation. If it is greater than the cost of income, then obviously the company is inefficient. If it is not efficient, it will end up losing money. And if you continually lose, certainly not healthy or otherwise insolvent. be careful - careful.


Thus tips - tips from me. geicoessurance keep blogging :)