How To Save Money And Get Discount Car Insurance In Alabama

How To Save Money And Get Discount Car Insurance In Alabama

You live in alabama? admin has tips and tricks for how to save money and get discounts on insurance in alabama ..

a little unique tips and tricks, but must be applied not hurt. Let us refer to the following article.

Alabama is in serious need of every driver on a public road in Alabama to buy car insurance. That's why so many drivers are looking for ways to save money and get discount automobile insurance in Alabama.

So how can you save money on your car insurance here in Alabama? Start by driving legally and safely at all times. Nothing drives up the cost of car insurance like a speeding ticket or other moving violation - unless it's a DUI or DWI conviction.

If you are convicted of a DUI (driving under the influence) or if you are convicted of DWI (Driving While Intoxicated) you will be lucky to get as far as auto insurance discounts for at least 3 years. If you receive a DUI or DWI conviction both you may never see cheap car insurance again in your life.

If you have a garage and you can keep your car in the garage at night let your agent know - it could save you money every month on your policy.

Add safety features to your car. Ask your agent if you could save money by buying and using a steering wheel lock. Ask about a simple electronic device that disables your fuel pump unless you enter a secret code or press a hidden button, the device is an inexpensive and easy to install and can save you money on your insurance every month.

If you are in school and under the age of 25 stay where you are and work hard. If you can maintain at least a "B" grade average you can save as much as 5% per month with your Good Student Discount.

Have you recently retired? If so, let your agent know. If your car is no longer driven to work and back every day there is a rather nice discount on your insurance.

And speaking of not driving your car so much, many people are now starting to use public transport for their travel needs as much as possible, only using their cars for emergencies and special events. If you can knock your monthly driving down to under 500 miles let your agent know - you'll be eligible for a low mileage discount.

How is your deductible? Think carefully because this is cash you have to come up with out of your own pocket if you ever have a claim, but the greater the deductible the smaller your monthly premium payments.

If you are over the age of 55 ask your agent if your company offers a driver's refresher course. If so, and if you pass, you can save as much as 10% every month on your car insurance.

Using the information in this article to see if you can arrange car insurance policy on paper that will save as much money as possible - and then get online and see what you can find at least 3 web sites that allow you to compare prices at various insurance companies.

Compare the newly created policy on at least 3 of these sites and then simply choose the lowest price you can find. That's it. Now you have to save money and get discount car insurance in Alabama! Good stuff!